Blog by Steve Kotan

STOP Paying Rent. Buy A Home.

March 24th, 2014
FIRST TIME BUYERS looking to enter the housing market. Now is a fantastic time to buy, the average sale prices first two months of this year, based on North Bay Real Estate MLS Stats, are slightly down and interest rates remain amazing. These numbers will give you some comparisons against what you are paying for rent. Maybe it's time to STOP paying a landlord, and start building some equity.

MLS Listed Sales

H ...

CMHC Premiums on the Rise

March 6th, 2014
This week the Canadian Mortgage and Housing Corporation announced that effective May 1st, 2014, the cost of insuring a mortgage will increase. More than likely this will mean that its competitor, Genworth Canada will follow suit as well.

But let me talk turkey for the "average" and or first time North Bay buyer. I will use a $230,000 purchase point as this is close to the average sale price fo ...


November 7th, 2011
I’ve never been one for sugar coating things and if you ask anyone about me, I am sure you will soon find out that I call it the way I see it.  The most recent EO of the North Bay Real Estate Board would say, “at least with Steve, you know where he stands”. Is my stand always the popular opinion, choice or path? Maybe not, but they are my opinions.  

Let me get to the point. In my opini ...


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